Our Process

Step 1: Discovery Meeting

During our initial meeting, we determine what is important to you about money and what keeps you up at night. Outlining what is important to you as an investor is the key initial component to establishing an Adviser-Client relationship. From there we discuss your personal and financial goals and gather the information necessary to evaluate your current situation prior to our next meeting.

Step 2: Define the Engagement

We set the framework to operate collaboratively with your team of outside advisers to address tax issues, estate planning, legal matters, major purchases, insurance, etc. If you do not have a professional relationship established, we maintain a network of trusted professionals that we can use as a resource to complete your wealth plan.

Both Alpha Fiduciary and the client will have follow up responsibilities in order to implement the plan; defining these responsibilities and setting a timeline for completion is important in achieving your goals.

Step 3: Investment Plan Meeting

We present investment recommendations based on information gathered in our initial meeting.
We look to optimize both asset allocation and asset location to achieve risk-conscious, tax-efficient portfolios that are designed with your specific needs in mind.

Step 4: Follow Up

Within a reasonable amount of time, it is important to review which responsibilities have been implemented and which remain to be completed.

For example, it can take time to enter the investment markets and it may not be prudent to invest funds all at once, or you may have requested an appointment with your attorney, but they cannot meet until next month. A simple update of the progress of these items is important in tracking implementation.

Step 5: Regular Process Meetings

As a client, you can expect a Quarterly Performance Report every 90 days to track your investments against an appropriate benchmark.

As tax professionals prepare for quarterly or annual filings, our staff is available to provide the appropriate support. Certain opportunities that may arise out of a client’s tax situation, including loss harvesting, re-characterizations, gifting strategies, etc. Our advisers remain ready to act if such action is deemed necessary.

A review of beneficiary designations, wills, and trusts occurs at least every 3 years.

Schedule a Complimentary Review

Fill out the form below, we will contact you within two business days to set up a review.