Core-Satellite Investing: The Best of Both Worlds?

One of the biggest debates among financial professionals, investment advisors, and investors is whether you should invest in only “passive” index funds or use so-called “active” strategies to get the best returns for your portfolio. If you’re wondering which approach … Continue reading

Do You Need Long-Term Care Insurance?

It’s an unpleasant thought, but the time may come where you can no longer function as an independent adult. Like any other machine, the human body starts to break down after a while. Your cognitive function can become impaired, and … Continue reading

Diversify Your Portfolio

How much of your financial future relies on your investments? Does the thought of a stock market crash like that of 2008 keep you up at night? For years, investment companies have known that one of the key methods to … Continue reading

How are the Various Types of Retirement Accounts Taxed?

  Plenty of people know they have an IRA, 401(k), or another retirement account, but it’s likely that many of them don’t understand the tax implications of their own account. As financial consultants, Alpha Fiduciary often advises clients on how … Continue reading

So, What Kinds of Insurance Do I Need?

Insurance is, in essence, a betting game: you’re betting that you will have a costly problem in the future (e.g., a car accident, hail damage, broken arm, etc.) that you will need financial resources to address. As you buy insurance, … Continue reading