Who We Are / Why We’re Different
Financial Advisor Phoenix, AZ
As fiduciaries, we provide wealth management solutions that are free of many conflicts often found at other financial and brokerage firms. Because we act as a fiduciary and in your best interests, we prioritize and address your most pressing needs first, while not losing sight of the lesser-priority matters. Life today is far more dynamic and complex than ever before, so our approach is consultative and forward-looking. Yet it is nimble and decisive when unplanned events demand quick, but thoughtful and accurate decisions. At Alpha Fiduciary, it’s not just about focusing on your rate of return. It’s about positively impacting the lives of the people we serve with a unified approach to wealth management.
Financial Advice for Your Family Life Journey
As we age, our circumstances and challenges often change as well. Having a financial advisor that can adapt your family wealth management strategy to meet these challenges is important. Alpha Fiduciary recognizes that life’s bumpy journey may diminish your overall wellness and ability to enjoy life. We have taken what we have learned in our many years of experience in working with clients, and we have compiled and categorized community resources for many serious but common problems. These counselors, support groups, and other resources can have a meaningful and positive impact on your ability to navigate life’s challenges. At Alpha Fiduciary, we want you to live your best life, and that means so much more than just managing your wealth.
At Alpha Fiduciary, we want you to live your best life, and that means so much more than just handling your wealth.
With the 2018 tax overhaul well behind us, many people who reside in high tax states such as California, Hawaii, New York, etc. are no longer able to fully deduct their high state taxes on their federal tax return. … Continue reading
In the US, we haven’t yet had to experience a significant period of negative nominal interest rates. But given economic fears and the extreme stimulus measures currently underway in Washington, negative rates on US government bonds could soon become a … Continue reading
If you’re looking for a silver lining in the current market downturn, there are several. We have already written about some timely investment ideas and will continue to present what we think is compelling. But did you realize there may … Continue reading
Our Financial Services
At Alpha Fiduciary, we provide a holistic approach to wealth management. We believe in keeping it simple so that you understand your wealth management program. Our financial advisors in Phoenix and Scottsdale are available, accountable, and experienced.
Total Wealth Management
Our investment management process is tailored to your desired financial planning outcome, resulting in a unified financial solution flexible enough to handle the changes in your life. With this approach, you will know that your wealth is working in support of your goals.
Personalized Trust Management
We’ll work to secure your family’s financial legacy through customized, transparent, and efficient management of your trust assets. Our trust investment approach will reflect your financial legacy goals and offers a single client point of contact to make your life easy.
As your fiduciary, we’ll help you build confidence for your financial future. Our financial planners in the Phoenix and Scottsdale area will develop and maintain a financial plan customized to help you live your best life.
Our investment process is simple, easy to understand, and makes use of low-cost, liquid investment vehicles. Our portfolios remain diversified even as our experienced investment committee updates the portfolios to reflect current market developments.
We’re experienced at helping families make the most of their legacy plans for the generations to come. By helping you prepare your heirs to receive wealth, you will be taking steps to overcome one of the most common reasons estate transfers often fail. We can provide you valuable materials and support to help guide you in educating your heirs so that they are ready to handle inherited wealth.
Ever wondered if your current investment management program is working well for you? We’ll evaluate your current financial plan and investment management program and give you our view on whether you’re on track to achieve your goals – and our initial second opinion consultation is completely complimentary!
We understand that retirement planning requires more than just making sure you have enough income to support your lifestyle. That’s why we create retirement strategies that balance the need for income, growth, and risk taking.
Financial Advisor FAQ’s
How much do financial planning services cost?
This can vary from firm to firm. Some firms even sell products which earn them commissions. Alpha Fiduciary is a fee-only firm, so your costs are transparent for all services. We do not receive payments from any third party, so we can act as a true fiduciary.
How do I know if my financial advisor / wealth manager is a good fit?
You don’t want just anyone managing your wealth or finances. You need someone who is experienced at handling your specific type of financial situation. For example, if you’re a high net-worth client, your wealth manager should be expert in managing large amounts of wealth (including trusts, sophisticated transfer strategies, concentrated positions, etc.) and not just small accounts.
In addition, you may want to ensure your wealth manager holds certain designations such as Charted Financial Analyst (CFA®, Accredited Investment Fiduciary (AIF®, Chartered Alternative Investment Analyst (CAIA®, Certified Financial Planner (CFP®), and the like. While no designation guarantees a good fit for your situation, the above indicate expert knowledge you may benefit from, and professionals listing these marks are required to adherence to certain training and ethical standards.
How often should I meet with my financial advisor?
You should never approach financial planning or wealth management with a set-it-and-forget-it mentality. Managing your wealth – finances, investments, strategies – demands ongoing reviews. You should be receiving regular updates on your wealth plan so that you know you’re on the right track. And you should also contact your financial advisor when there’s a major change in your life because your personal circumstances can directly affect the recommendations your financial advisor might give you.
What is a fiduciary financial advisor / financial planner?
A fiduciary financial advisor or financial planner carries a legal responsibility to put your needs and interests ahead of the advisor’s and firm’s own interests. Fiduciary advisory firms build portfolios that reflect their clients’ specific needs without regard to product-based compensation. A non-fiduciary advisor (such as a broker) must only be concerned about the suitability of an investment; this is a much lower standard than that of a fiduciary advisor and can mean that the broker is recommending “suitable” products that also earn the broker healthy commissions.
Alpha Fiduciary is a fee-only fiduciary advisor and financial planner who does not earn commissions from any product recommendations.
Should I find a financial planner that lives close to me?
This is a matter of preference. Technology today affords a level of personal interaction even when multiple parties are not in the same room. Alpha Fiduciary is happy to serve clients right here in the Phoenix / Scottsdale area or anywhere in the United States.